Quote:
Originally Posted by yosman8
Got it. Makes the claim easier.
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Makes filing an insurance claim easier but it's much more than that. Not knowing immediately you've been victimized means you don't know to file a police report, to cancel credit cards, to take steps to stop possible identify theft, or worse depending what was in the car (computer, wallet, smartphone, house keys, firearm etc). Many of those items don't need to be stolen, merely accessed, to cause harm (ie ID theft), so you may not even know you've been victimized. If you do realize something was stolen, by that time you may not be able to say with certainty when or where it happened, which again is useful for filing a police report etc.
Bottom line if I've been victimized I want to know about it asap regardless if something was taken. This is basic security 101, but is lost on most people (hence the prevalence of sayings like "locks only keep honest people honest", "if someone wants in they'll get in" and other such nonsense).