Quote:
Originally Posted by thebmw
Not to burst your bubble, but every single plan is different and NOBODY actually knows what is covered and not covered until it is too late (ie, when you need that service or medication). You can thank Obamacare, the biggest kickback to insurance companies in the history of humanity (multi-trillion dollar kickback). It forced us all to buy insurance but here is the scam...insurance companies are not required to actually cover or pay for services!
So yes, you literally are buying a worthless piece of paper saying your are "covered". On top of that, deductibles and copays have increased all while physician reimbursement are at all time relative lows (literally cut every year, despite inflation). The F'ing BMW dealership oil change dude charges 2x what Medicare reimburses the physician's office that is saving your life should be paid. Yes, it is that bad. BCBS pays slightly more than Medicare typically.
Point is, you will be disappointed if you actually need healthcare because BCBS (which is still better than United) will likely find some way to deny all or partial coverage.
Welcome to the real world kid...it's glorious LOL. BTW, how the heck did someone of your age (around 30, right) almost get Medicare? Did you mean MedicAID?
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Oh wait, yeah Medicaid
I think I am just going to go ahead with that BlueCross Blue Shield plan for $22/month. I can pay my premium with a credit card. So, if anything seems fishy, I can get my money reimbursed.