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      10-17-2014, 10:39 AM   #1
kyoko
Private First Class
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Drives: F80, G01
Join Date: Jan 2006
Location: Raleigh

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2017 BMW M3  [0.00]
2018 X3 M40i  [0.00]
How does car insurance work?

So say you got into an accident and your car is totaled. Does the insurance company just pay out the current value of your car and you go about getting another car?

Does anything differ if it's your fault vs theirs?
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