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      03-21-2024, 03:06 PM   #40
UncleWede
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Drives: G01 X3 M40i Dark Graphite
Join Date: Jun 2005
Location: Oxnard, CA

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If you make it to 3 months with the employer, be sure to compare their offerings to what you are getting in the market. Full price with the market, if your employer gives you a "cafeteria" plan with optional cash back, may be better.
My wife's employer is way bigger than mine, but I get cash in lieu (cafeteria) so she pays for us, and I put cash in the bank.

Like Rick said, each year wife/I sit down and review her company offerings. We will typically have 5-7 tabs open in a browser, swapping from tab to tab to compare. The company is good about organizing each offering in a similar fashion, so we can scroll down and compare. It still takes a few hours/nights to get her selection updated. Like you, I'm a chronic user with the diabetes. Some plans don't include my specialist in their netowrk.

Again, welcome to adulting
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