BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > E90/E92 M3 Technical Topics > Engine, Transmission, Exhaust, Drivetrain, ECU Software Modifications
 
EXXEL Distributions
Post Reply
 
Thread Tools Search this Thread
      12-18-2014, 12:22 AM   #111
okusa
Lieutenant Colonel
okusa's Avatar
827
Rep
1,674
Posts

Drives: '11 E90 M3 - SSII
Join Date: Aug 2010
Location: Los Angeles

iTrader: (7)

Quote:
Originally Posted by germen730
Quote:
Originally Posted by okusa View Post
Check out the Mercury Platinum Plan. Covers pretty much everything and then some.

http://www.basepointinsurance.com/pd...n-Brochure.pdf
I had the top of the line titanium package which included EVERYTHING. Although it included everything they still requested for the shop to do a engine teardown to replicate the cause of failure.

The F'd up part about these companies is that they subcontract a third party company to handle damage inspection. These are untrained noobs that know absolutely nothing about anything. They are paid to pretty much try their absolute best to deny high cost claims. My mechanic pulled my oil pan and showed them the tennis ball size hole in the block and explained to them the bearing was spun. They then wanted to know what caused the bearing to spin and how do they know it wasnt owner error? They wanted to know the cause of failure although we already told them it was the bearing. They keep pushing oil starvation which of course is a way out to deny the claim.
Different company. A bad experience with one company does not mean that others aren't reputable.
__________________
Appreciate 0
      12-18-2014, 12:25 AM   #112
MFKN3
Colonel
MFKN3's Avatar
Australia
127
Rep
2,224
Posts

Drives: supercharged 4.4L stroker E92
Join Date: Nov 2008
Location: Australia

iTrader: (2)

Quote:
Originally Posted by germen730 View Post
Yes I purchased a engine and a m4 lol. Whats wrong with that? The m4 was not an option for me until a little after I fixed my car.
Just curious in the ultimate outcome

I'm also interested that many people stateside, irrespective of factory warranty, seem to get a dealer replacement engines at little or no cost. I'm quite sure BMWNA and BMW Germany are well aware S65's are popping worldwide. I don't agree with how they've [not] handled it though.

Personally though, I would have felt less inclined to buy another bimmer.

Quote:
Originally Posted by germen730 View Post
I had the top of the line titanium package which included EVERYTHING. Although it included everything they still requested for the shop to do a engine teardown to replicate the cause of failure.

The F'd up part about these companies is that they subcontract a third party company to handle damage inspection. These are untrained noobs that know absolutely nothing about anything. They are paid to pretty much try their absolute best to deny high cost claims. My mechanic pulled my oil pan and showed them the tennis ball size hole in the block and explained to them the bearing was spun. They then wanted to know what caused the bearing to spin and how do they know it wasnt owner error? They wanted to know the cause of failure although we already told them it was the bearing. They keep pushing oil starvation which of course is a way out to deny the claim.
Equally, isn't the onus also on them to prove that it was user error and disprove that is wasn't a genuine failure?

Oil starvation may be valid, but could be due to defect in engine design/manufacturing/specs, etc, could have even been an oil pump failure, so not sure where that sits with insurers. There are plenty of examples on here where people have had similar experiences and received an engine replacement. Might be worth trying your lawyer?
Appreciate 0
      12-18-2014, 03:09 AM   #113
xpunisherx
First Lieutenant
xpunisherx's Avatar
Germany
49
Rep
315
Posts

Drives: 2015 F82
Join Date: Oct 2014
Location: Killeen, TX

iTrader: (3)

Not to ... ...but I am sorry so hear about your trouble with the ///M and the warranty.

Threads like this make me .

"How many M3s fell victim to the street,
Rest in peace M3 owners, there's a heaven for your ///M,
Be a lie if I told you that i never thought of rod bearing death,
E9x owners, we're the last ones left..."

-///3pac
Appreciate 0
      12-18-2014, 04:30 AM   #114
Sid3waze
Second Lieutenant
Sid3waze's Avatar
64
Rep
210
Posts

Drives: 18' e63, 08 m3 Vf 620
Join Date: Dec 2012
Location: New York

iTrader: (0)

Garage List
2006 BMW M3  [0.00]
2011 BMW M3  [0.00]
2018 Mercedes E63s  [0.00]
Quote:
Originally Posted by MFKN3 View Post
Just curious in the ultimate outcome

I'm also interested that many people stateside, irrespective of factory warranty, seem to get a dealer replacement engines at little or no cost. I'm quite sure BMWNA and BMW Germany are well aware S65's are popping worldwide. I don't agree with how they've [not] handled it though.

Personally though, I would have felt less inclined to buy another bimmer.



Equally, isn't the onus also on them to prove that it was user error and disprove that is wasn't a genuine failure?

Oil starvation may be valid, but could be due to defect in engine design/manufacturing/specs, etc, could have even been an oil pump failure, so not sure where that sits with insurers. There are plenty of examples on here where people have had similar experiences and received an engine replacement. Might be worth trying your lawyer?
Possible oil pump failure was also mentioned and the Insurance company (car chex) requested the removal of the oil pump as well as to show them what caused the malfunction.
Appreciate 0
      12-18-2014, 09:46 AM   #115
lutfy
Captain
lutfy's Avatar
248
Rep
632
Posts

Drives: G87 M2, NASA ST5 86, Defender
Join Date: Mar 2012
Location: Washington DC

iTrader: (1)

Quote:
Originally Posted by germen730 View Post
Possible oil pump failure was also mentioned and the Insurance company (car chex) requested the removal of the oil pump as well as to show them what caused the malfunction.
Am hoping someone with a positive experience with these aftermarket warranties (looking to get Assurant) can chime in... I have never had any issue with the CPO warranty for my car yet and have filed for 2 decent sized claims. CPO wrap for one year is also an option.

Sorry to hear that OP.

Lutfy
Appreciate 0
      12-18-2014, 12:23 PM   #116
kscarrol
Brigadier General
kscarrol's Avatar
United_States
8800
Rep
4,105
Posts

Drives: 2021 X3 M40i, 1974 2002 Tii
Join Date: Jun 2010
Location: Greenville, SC

iTrader: (0)

Quote:
Originally Posted by germen730 View Post
They never have issues signing you up. God forbid something goes wrong is when you see the real piece of shit they are.
Well there are members here who also have the usaa extended warranty through assurant and they have had no issues getting repairs...
__________________
2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
Appreciate 0
      12-18-2014, 01:23 PM   #117
Mvy
Captain
United_States
538
Rep
979
Posts

Drives: 2008 E93 M3
Join Date: Nov 2014
Location: GA Peach

iTrader: (0)

Quote:
Originally Posted by xpunisherx View Post
"How many M3s fell victim to the street,
Rest in peace M3 owners, there's a heaven for your ///M,
Be a lie if I told you that i never thought of rod bearing death,
E9x owners, we're the last ones left..."

-///3pac
Word.
__________________

Harrop Supercharger, BPM Tune, K/W Coil over kit, Stoptek BBK, Magnaflow exhaust, ear to ear grin everytime I drive...
Appreciate 0
      12-19-2014, 02:40 AM   #118
Sid3waze
Second Lieutenant
Sid3waze's Avatar
64
Rep
210
Posts

Drives: 18' e63, 08 m3 Vf 620
Join Date: Dec 2012
Location: New York

iTrader: (0)

Garage List
2006 BMW M3  [0.00]
2011 BMW M3  [0.00]
2018 Mercedes E63s  [0.00]
Quote:
Originally Posted by kscarrol View Post
Well there are members here who also have the usaa extended warranty through assurant and they have had no issues getting repairs...
Do you know of any members that got their engine replaced through assurant? Just curious.
Appreciate 0
      12-19-2014, 05:44 AM   #119
kscarrol
Brigadier General
kscarrol's Avatar
United_States
8800
Rep
4,105
Posts

Drives: 2021 X3 M40i, 1974 2002 Tii
Join Date: Jun 2010
Location: Greenville, SC

iTrader: (0)

Quote:
Originally Posted by germen730 View Post
Do you know of any members that got their engine replaced through assurant? Just curious.
Nope. But then I don't recall any after market warranty replacing the engine. All stories I've seen are BMW replacing the engine under either factory or cpo warranty. My point was there are members with the usaa/asurant warranty that have had major repairs such as AC evaporators repaired without any issues. Sure that's not an M3 specific issue but assursnt did not deny the claim because the car was an M3...

If all else fails, I suppose I can go after usaa as they clearly knew the car was an M3 when they sold me the policy. They and I'll assume assurant had my VIN and all my paperwork clearly identify the car as an M3...
__________________
2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
Appreciate 0
      12-19-2014, 09:33 AM   #120
V1.47fan
Banned
United_States
1977
Rep
1,847
Posts

Drives: TheArtist formerly known as M3
Join Date: Apr 2008
Location: NATIONWIDE

iTrader: (0)

Quote:
Originally Posted by kscarrol View Post
Nope. But then I don't recall any after market warranty replacing the engine. All stories I've seen are BMW replacing the engine under either factory or cpo warranty. My point was there are members with the usaa/asurant warranty that have had major repairs such as AC evaporators repaired without any issues. Sure that's not an M3 specific issue but assursnt did not deny the claim because the car was an M3...

If all else fails, I suppose I can go after usaa as they clearly knew the car was an M3 when they sold me the policy. They and I'll assume assurant had my VIN and all my paperwork clearly identify the car as an M3...
+1
Appreciate 0
      12-19-2014, 11:07 AM   #121
Sid3waze
Second Lieutenant
Sid3waze's Avatar
64
Rep
210
Posts

Drives: 18' e63, 08 m3 Vf 620
Join Date: Dec 2012
Location: New York

iTrader: (0)

Garage List
2006 BMW M3  [0.00]
2011 BMW M3  [0.00]
2018 Mercedes E63s  [0.00]
Quote:
Originally Posted by kscarrol View Post
Nope. But then I don't recall any after market warranty replacing the engine. All stories I've seen are BMW replacing the engine under either factory or cpo warranty. My point was there are members with the usaa/asurant warranty that have had major repairs such as AC evaporators repaired without any issues. Sure that's not an M3 specific issue but assursnt did not deny the claim because the car was an M3...

If all else fails, I suppose I can go after usaa as they clearly knew the car was an M3 when they sold me the policy. They and I'll assume assurant had my VIN and all my paperwork clearly identify the car as an M3...
I am not saying my claim was denied because It's a M3, they denied it because the payout would be too much. It could've been a honda civic, if that civic motor costed upwards of 10k chances are you will be denied.
Im sure assurant would have no issues covering 1-3k jobs.
Appreciate 0
      12-19-2014, 11:45 AM   #122
kscarrol
Brigadier General
kscarrol's Avatar
United_States
8800
Rep
4,105
Posts

Drives: 2021 X3 M40i, 1974 2002 Tii
Join Date: Jun 2010
Location: Greenville, SC

iTrader: (0)

Quote:
Originally Posted by germen730 View Post
I am not saying my claim was denied because It's a M3, they denied it because the payout would be too much. It could've been a honda civic, if that civic motor costed upwards of 10k chances are you will be denied.
Im sure assurant would have no issues covering 1-3k jobs.
Sorry, not familiar with your story! So you had a blown motor/rod bearings and extended warranty with Assurant who refused to cover the motor? What was there reason/excuse for denying the claim? And don't get me wrong, I've lived through Kartina and am under no illusions about insurance companies (which is what Assurant is)!! All I can say is I chuckle every time I hear Allstate say "your in good hands"!!
__________________
2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
Appreciate 0
      12-19-2014, 08:21 PM   #123
TrevorM3
Banned
3318
Rep
8,083
Posts

Drives: 6.3 AMG
Join Date: Apr 2013
Location: Florida

iTrader: (0)

as soon as i fixed that, this car would be bye bye.
Appreciate 0
      12-19-2014, 10:08 PM   #124
kscarrol
Brigadier General
kscarrol's Avatar
United_States
8800
Rep
4,105
Posts

Drives: 2021 X3 M40i, 1974 2002 Tii
Join Date: Jun 2010
Location: Greenville, SC

iTrader: (0)

Ignore my earlier post, just took the time to re-read your thread. Would still be interested in knowing the "official" reason(s) Carchex refused to honor the warranty...
__________________
2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
Appreciate 0
      12-20-2014, 08:55 PM   #125
modkrazy
Lieutenant Colonel
modkrazy's Avatar
169
Rep
1,536
Posts

Drives: m3
Join Date: May 2014
Location: tx

iTrader: (1)

Quote:
Originally Posted by kscarrol View Post
Sorry, not familiar with your story! So you had a blown motor/rod bearings and extended warranty with Assurant who refused to cover the motor? What was there reason/excuse for denying the claim? And don't get me wrong, I've lived through Kartina and am under no illusions about insurance companies (which is what Assurant is)!! All I can say is I chuckle every time I hear Allstate say "your in good hands"!!
You could just read the OP. They demanded he rip the engine apart and take out the oil sump to prove that the bearings spun (apparently the spun bearing was not enough).
Appreciate 0
      12-20-2014, 09:28 PM   #126
kscarrol
Brigadier General
kscarrol's Avatar
United_States
8800
Rep
4,105
Posts

Drives: 2021 X3 M40i, 1974 2002 Tii
Join Date: Jun 2010
Location: Greenville, SC

iTrader: (0)

Sorry, I did go back and read the entire thread after posting this. Again, I don't recall any third party warranty replacing an engine and having been f'ed over by insurance companies after Katrina I am fully aware of what they are really after. And it is not helping you/us.
__________________
2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
Appreciate 0
      12-21-2014, 11:36 AM   #127
BPMSport
BimmerPost Supporting Vendor
BPMSport's Avatar
United_States
3381
Rep
7,539
Posts


Drives: Harrop M3 / F10 M5 / F82 M4
Join Date: Apr 2008
Location: SoCal

iTrader: (9)

Garage List
2000 BMW M5  [0.00]
1990 BMW 735i Turbo  [0.00]
2008 BMW M3  [7.50]
2015 BMW M3  [0.00]
2015 BMW M5  [0.00]
I've seen aftermarket warranties cover complete S65's on multiple occasions.
__________________

-----| Like us on Facebook | Instagram || Tuning Information | Remote Coding |-----
----Visit us at www.BPMSport.com - Emotion. Driven. | Toll Free: (888) 557-5133----
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 02:29 AM.




m3post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST