[floridaorange]

1)Would love to hear any stories from those who bought individual stocks and held onto them through the ups and downs, wanted to sell during the ups, but instead held through some brutal downs and came out with big time returns.

2) Anyone else doing lots of deep dives on RXRX?

[TXSTYLE]

Originally Posted by floridaorange

1)Would love to hear any stories from those who bought individual stocks and held onto them through the ups and downs, wanted to sell during the ups, but instead held through some brutal downs and came out with big time returns.

2) Anyone else doing lots of deep dives on RXRX?

Not on Stocks but I have on Crypto. I've been holding a substantial amount of XRP since I originally purchased it @ $.70. In that time I have added to my bag. After tons of research, the general consensus is that it has more actual "use case and usage" than any crypto. There have been tons of recent and upcoming ETF's released for it. Making it a more widely obtainable crypto investment for the masses. Ripple (the parent company) has filed for and been granted an official Bank Charter, which is also ginormous! Yet, the price has remained stagnant or dropped.
I have no crystal ball and there are those much more in the know than I, that predict anywhere from: $5 - $1000 per coin. I personally treat it as part of my 401k and won't touch it until confirmation that is worthless or it increases in value to at least $10. At which time I will take small profits. Otherwise, I do believe it will eventually surpass $100 and much beyond. Simply based on it's metrics and use case.
Patience with investing is not easy. But generally very rewarding.

- Marcus

[kscarrol]

Originally Posted by floridaorange

1)Would love to hear any stories from those who bought individual stocks and held onto them through the ups and downs, wanted to sell during the ups, but instead held through some brutal downs and came out with big time returns.

2) Anyone else doing lots of deep dives on RXRX?

I invest for the long term. Did not sell during the dot com bubble but wasn’t heavily invested in tech, didn’t sell in 2008/2009 and didn’t sell in 2020 with COVID. I invest in quality companies with long term growth prospects. Certainly not all work out but overall my slow a steady focus has worked for me. Been retired for almost four years and can now live off dividend income without touching the investments. Both our IRA’s are also untouched and growing.

I admit the current political environment and US debt situation is a growing concern but having been in investment banking I’ve watched too many folks panic and sell followed by being afraid to invest again. Timing the market is really hard and sitting scared on the sidelines as things rebound has cost folks a lot of money.

[lllRazorlll]

I have some ETFs and some individual stocks. I'm interested in what's recommended to invest in as I would like to continue to invest in ETFs as well as some individual stocks that have high grown potential

[kscarrol]

So many factors, age (how long till retirement), risk tolerance, goals ( capital appreciation, capital preservation etc). I’m not an advisor but if young and building wealth, I’d stick with ETF’s and index funds due to low costs. As you build up wealth you can certainly invest in individual stocks but understand the risks and your tolerance/ability to weather down turns both in terms of the individual stocks and the market as a whole.

Educate yourself on what drives value and ultimately the valuation of investments. Understand the risk versus the potential reward. Cash flow drives value. Looking at AI companies for example, most of these companies are burning through cash to grow and that will pay off eventually but not for all. Ultimately investors will want to see a return on that investment as positive cash flow and profits.

[TXSTYLE]

As far as my investment portfolio goes, I diversify with Dividend and growth ETFs:
VGT
VOO
QQQ
YMAX
KBWY
SLVP

[Stradson]

Not 50K+ but i dump 35$ weekly into a whole market roth ETF. Hope this helps.

[lllRazorlll]

I am in my early 30s so I have plenty of time for growth. My current holdings are:

AMZN
AVGO
FSKAX
FXAIX
FZROX
GOOGL
NVDA
PLTR
RKLB
SPAAX

[LuvMyE92]

Originally Posted by floridaorange

... as jobs become somewhat replaced by AI, we will seem more boomer $$$ inherited and invested into the future of AI. That is biggest transfer of wealth in the history of civilization, plus we all can trade on our phones, I think we see the market continue to go up as AI continues to become more and more monetized and create new tailwinds.

Although I don't deny that AI is and likely will continue to change things, I would suggest that the increase in Boomer retirements will not be a catalyst for this. One, many people just don't understand AI, second, these people are or soon will be retired and more likely to stick with proven investments and more conservative vehicles and third, well, sorry, I forgot #3.

Originally Posted by 2000cs

Portfolio is geared for 30 years remaining life expectancy although I hope it is significantly shorter!

I hope that was a typo!

Originally Posted by zx10guy

Just started the process to dip into a private equity fund. Will see if this move pans out in adding diversification into my portfolio.

Oooh, there's a lot of noise going on right now about PE, you may want to use caution.

Originally Posted by Mech Spec

I was up like 5x so... easy call for me. The bubble will go at some point here since AI is not actually what people say it is.

I concur.

Originally Posted by TXSTYLE

Not on Stocks but I have on Crypto. I've been holding a substantial amount of XRP since I originally purchased it @ $.70. In that time I have added to my bag. After tons of research, the general consensus is that it has more actual "use case and usage" than any crypto. There have been tons of recent and upcoming ETF's released for it. Making it a more widely obtainable crypto investment for the masses. Ripple (the parent company) has filed for and been granted an official Bank Charter, which is also ginormous! Yet, the price has remained stagnant or dropped.

I thought XRP had some interesting potential (including the performance after changes for Ripple) and non of that has come to pass yet. I sold my small position, and I'm waiting to see if/when I should get back in.

Originally Posted by kscarrol

Timing the market is really hard and sitting scared on the sidelines as things rebound has cost folks a lot of money.

Absolutely true, as I can personally attest. Unfortunately. It also depends on where you are in your life, far from retirement or actually in retirement... generally, we can handle more risk earlier than later.

It's tough to risk the money that's in the bank that you need to use to buy food next month.

[2000cs]

On corrections, there is a strategy:

If you think the market is too hot, however you determine that, and likely to have a significant correction (10% or more) in the next 18 months, move some funds into cash. Sell the most likely to get hurt early, which would be the high multiple tech stocks. Hold about 30% in cash, more if you’re really worried. (This is in addition to your normal cash hold to fund expenses in the next year or two if you’re retired). Hold defensive stocks (dividend stars, for example).

When the correction begins, sit tight until the market is down 20% (using whichever index you prefer). At that point buy tech with 20% of your cash. Tech rebounds first, usually, after being hit first.

If the market continues down, at 30% buy another 30% (thus having used 50% of your cash), but more broadly and less tech-heavy.

If the market goes down 40% or more, go all in with the rest of your funds.

You’ll do better with this strategy than trying to time the bottom. At least that’s what history shows.

The problem is your cash doesn’t do any work while you’re waiting for the downturn. Even in a money market, you’re probably losing purchasing power because of inflation. So this strategy really only pays off if the market does correct, and soon. And if you believe it will, why are you in the market at all?

[jmg]

I literally just sold almost all my individual stocks (Amazon, NVIDIA, Apple, Tesla, etc) a few days ago and bought more into ETFs. Mostly VTI, VXUS, FZROX and FZILX.

Still heavily in VOO, but diversifying with total market indexes.

Nearly $300k total in indexed ETFs now. The rest in managed target retirement funds.

Averaging 17% on my old ETFs. All long term ignoring the noise. My individual stocks weren’t as good, so I’m just switching it up this year to see how it goes.

[TXSTYLE]

Stocks are gonna be "robust" in the coming days and the month of January...

[floridaorange]

Anyone here following invested in IBRX?

[TXSTYLE]

Originally Posted by TXSTYLE

Stocks are gonna be "robust" in the coming days and the month of January...

Welp... This is not going according to plan. 👀

[RickFLM4]

Originally Posted by TXSTYLE

Welp... This is not going according to plan. ��

Dow, S&P 500 and Nasdaq retreated from highs earlier in the month but pretty sure all are still up (a little) for the month overall.

[TXSTYLE]

Originally Posted by RickFLM4

Dow, S&P 500 and Nasdaq retreated from highs earlier in the month but pretty sure all are still up (a little) for the month overall.

Even so... The sell-off lately has been massive!

[vreihen16]

Originally Posted by TXSTYLE

Even so... The sell-off lately has been massive!

I took a 30% haircut on silver in only one day on Friday.....

[c1pher]

I am a Vanguard guy. Most of what I have is:
VOO
VOOG
MGK
VYM
VGHY

I allow myself to take some cash reserve to buy in a dip or an individual stock every couple years when I see something I like. I normally only hold one or two individual stocks, that’s it. I got Ford and Exxon during COVID, exited as they hit their plateaus past 12 months and now have PLTR.

[Mech Spec]

Originally Posted by c1pher

I am a Vanguard guy. Most of what I have is:
VOO
VOOG
MGK
VYM
VGHY

I allow myself to take some cash reserve to buy in a dip or an individual stock every couple years when I see something I like. I normally only hold one or two individual stocks, that’s it. I got Ford and Exxon during COVID, exited as they hit their plateaus past 12 months and now have PLTR.

My VOO up 76% since 2022

[Stamos]

Moving my strong positions to AI stocks, ETFs and defense sector entities.

Qnity has already shown 26% returns in about a month and a half time. I think it will have bigger legs over time.

[XutvJet]

Originally Posted by Stamos

Moving my strong positions to AI stocks, ETFs and defense sector entities.

Qnity has already shown 26% returns in about a month and a half time. I think it will have bigger legs over time.

AI is teetering. It's not nearly as advanced as many thought it would be. It's fine for making fake videos / image / propaganda / etc. and doing very basic lightweight white collar jobs, but it is far from primetime. It's full of hallucinations when asked to do difficult, intricate tasks needing high levels of reasoning. Unfortunately, for the vast majority of investors like myself that are invested in the S&P 500 index funds, much of the S&P's rockstar performance over the last 5 years is largely based on the success of AI and related tech. It could be quite painful if the AI buddle bursts.

[floridaorange]

Originally Posted by XutvJet

AI is teetering. It's not nearly as advanced as many thought it would be. It's fine for making fake videos / image / propaganda / etc. and doing very basic lightweight white collar jobs, but it is far from primetime. It's full of hallucinations when asked to do difficult, intricate tasks needing high levels of reasoning. Unfortunately, for the vast majority of investors like myself that are invested in the S&P 500 index funds, much of the S&P's rockstar performance over the last 5 years is largely based on the success of AI and related tech. It could be quite painful if the AI buddle bursts.

Not to be that guy, but my Full Self Driving mode in Florids traffic is enough for me to be a believer. I would not underestimate the AI catalysts that we are only just beginning to experience. Mapping genome’s using wet labs and AI experimentation is to me the most exciting… well and my car driving me home from the airport today while I sat back and relaxed 😂.